Strahovoy risk: sravnitelno-pravovoe issledovanie
The monograph is devoted to one of the key concepts of insurance law — insurance risk. The author clarifies the ratio of insurance risk with related categories: insured event, insurance coverage, exceptions, conducts a comparative analysis of Russian and foreign legislation on the insurance contract in terms of regulating the main aspects of risk at the stage of conclusion and execution of the contract (disclosure of risk information, increase and decrease of risk, the fault of the policyholder in the materialization of risk). The legislative proposals formulated in the Concept of Reforming Chapter 48 of the Civil Code of the Russian Federation are compared with the basic ideas of modern European law on the insurance contract embodied in the Principles of European Contract Insurance Law. The book comments on a significant array of court decisions on insurance disputes from the practice of Russian and foreign courts. The appendices contain translations into Russian by the author of a number of legislative acts of Germany, Great Britain, Estonia, Turkey and China concerning the insurance contract. The book is intended for researchers, judges, practicing lawyers, as well as students, postgraduates and teachers of law schools and faculties.
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